Mark Bustamonte

I have mixed feelings. We are in sales, PERIOD. Leads are our life blood, whether referrals from past customers, newspaper ads or a good-old lead "CAPTURE" page strategically positioned and highly optimized. I want leads. All leads need to marketed to and followed up on through various marketing campaigns. Drip marketing or news letter marketing is a very good form of buying brain cells as long as you are providing good information – just not to much. Let’s face it if you can build a data base of 5000 leads per month (min) that’s 60K worth of leads to drip market per year. If 2% close that’s 1200 deals per yr. Not bad. Let’s try not to pretend we are something were not. We are professional sales men and women offering great services to clients, how ever they come through the door! PS Dont forget to go to my site and register. United Credit Education Services / Stop Debt USA

There are plenty of potential 1st time home buyers out there they if given the proper coaching and support, would be willing to set up a long range plan (6 months to 1 year) to buy there 1st home. United Credit Education Services

This loan was for a select group of people. People that were financially disciplined had a sound financial plan in place (long range) and perhaps were working in conjunction with a financial planner. Lets not forget the YSP that was paid on this types of loans along with a 3 year pre-payment penalty. Many loan officers used this loan solely for the purpose of financial gain for themselves with out concern for the homeowner. Many un-disciplined borrowers were giving this option and not made aware of the potential pit falls based on making min payments as well as the market place that they were in. This loan needed to be underwritten a lot more cautiously and was not, do purely to lender greed. United Credit Education Services