Welcome!
What about the new Freddie rules that investors can have no more that 4 mortgages including their primary residence? Had a client attempt to purchase an REO with 800 FICO and putting 53% down and could not get loan due to these arbitrary limitations. This type of loan should be reviewed on a case-by-case basis. We need investors such as he to reduce our market of this inventory. He is a good buyer who has great credit and yet he is left on the sidelines. Fannie does not yet have this rule but regardless the major lenders have adopted the Freddie rule instead.
You can solve your car key problem by buying a car with a push-button start. The key just remains in your purse. That would give you an extra 10 minutes each day! I love mine. Keep up the good work!
What happened to the box that you used to add to the commentary listing each site and rank for the top 20?